Living in Ghana: A Complete Guide to All You Need to Know

Living in Ghana

There is a wave of people recently finding the urge to move to Ghana. Most of them are African diasporans who naturally want to make their way home. Others are total foreigners, seeking simplicity and peace. Yet, regardless of who they are, more and more people are making Ghana their forever home. The question is, ‘Why are more people thinking about living in Ghana?’ Has Ghana suddenly changed, or are people just waking up to the realities of the modern world?

In this complete expat guide, we will look at life in Ghana, and provide tips and options to make your move more smooth. At the end of it, you will be able to make an informed decision, answering the question: ‘Is Ghana right for me?’ Come with me as we make our way to West Africa.

Why do People suddenly want to Move to Ghana

The struggles of the modern world are real. What once used to be an American Dream, has become a modern day nightmare. Especially in the Western World and Europe, people are workaholics and burned out. They are heavily in debt, mostly working from hand to mouth. Not only that, but the moral landscape of the modern world is ugly. The values that used to bring people together in love and unity are being shattered by materialism and moral degradation. 

Because of this, many people are looking for a better way of life. At the end of the day, people move for opportunities. It has been known throughout history that people migrate to places that are better for them, regardless of what they call better.

For African diasporans, the way to get out of all of this is to return home. Many people move back to their countries of birth, but some choose to return to the home of their heritage. This is where Ghana comes in.

Many people in the African diaspora are drawn to living in Ghana for its deep historical significance, thriving economy, and sense of belonging. The Year of Return 2019 sparked a wave of relocation interest, and since then, many have made Ghana their new home. They move for improved quality of life, business opportunities and to reconnect with their people and history. 

Advantages of living in Ghana

I was discussing my first day in Ghana with my brother the other day. I explained how on the first day I felt Ghana was not for me. This is because I looked at the outer reality. At first glance, Ghana was like a downgrade to what I was used to in North America. The roads were less paved and the place was more dusty. 

But then I looked beyond all of that to the things that really matter in life. These things make us humans and give us peace. It didn’t take me long to realize that Ghana offered these amazing life benefits that are worth moving for. Life is not all about what we see, but it’s about what we can experience and how much we can express ourselves in unity and love. In Ghana you can do this, and much more.

Here are some of the amazing benefits of moving to Ghana that are worth moving for.

  • Welcoming Community – Ghanaians are known for their hospitality and warmth.
  • Cultural Richness – From traditional festivals to music and dance, Ghanaian culture is vibrant.
  • Investment & Business Opportunities – Ghana has a growing economy with opportunities in real estate, agriculture, and tech.
  • Beautiful Landscapes – Whether you love beaches, mountains, or lush greenery, Ghana has it all.
  • Political Stability – Ghana is one of the most politically stable countries in Africa.

Moving to Ghana: What You Need to Know

Visa and Residency Requirements

Moving to Ghana involves obtaining the right visa and residency permits. As you plan your, you have to consider these factors. The first thing to consider is getting a visa, if you require one. Luckily, Ghana has made it easier for the diaspora to relocate by allowing visa-free visits. They can also benefit from the Year of Return initiative that was introduced in 2019.

If you’re visiting for a short period, you may require a tourist visa. This is true for citizens of the United States, Canada and European Countries.

However, for long term stays you’ll need either a work visa or resident permit. Ghana has also introduced the Right of Abode program, which allows African diaspora members to gain residency and eventually citizenship.

Finding a Place to Live

The cost of living in Ghana is significantly less than what we are used to in the West. Though you still have to consider the cost, it’s nothing compared to places like New York and Toronto, where people can hardly afford to pay their living expenses.

The cost of living in Ghana varies depending on where you choose to settle. Accra, the capital, is the most expensive city, but it offers excellent amenities and business opportunities. Other great places to live include:

Kumasi – A cultural hub with a lower cost of living.
Cape Coast – A historical city with strong connections to the Diaspora.
Takoradi – Known for its coastal beauty and growing industries.

Be sure to work with a trusted agent when renting or buying property. This will help you avoid scams. Many members of the African Diaspora moving to Ghana have found success investing in real estate, but research is key. I once had the opportunity to work with a real estate agent, and it made the process much more smooth and trustworthy. It is very important to work with an agent to reduce the chances of litigation issues and scams.

Cost of Living in Ghana

Understanding the cost of living in Ghana is key to make a more smooth transition. It will help you to manage your expenses well, making the most out of your move. The table below is a rough estimate of expenses you can expect:

Housing Food Utilities Transportation
$300 to $2000/month
$2 to $5/meal
$50 to $200/month
$2 to $5/ride

Even though living in Ghana can be affordable, it is very important to budgeting wisely. This is especially true for newcomers who are still adjusting. Note that the example I used is for those moving to Accra (as most people from the diaspora move there.) Costs can be significantly less if you move to smaller cities and rural areas.

Working While Living in Ghana: Jobs and Business Opportunities

Living in Ghana

If you’re planning to work in Ghana, it’s important to know that most job opportunities are in the private sector. Finding a job with the Ghanaian government can be very hard, as even the local people have a problem doing this. But if you are open to business, there are great businesses you can start in Ghana that are lucrative options and can help you settle in and do very well. I am more into agriculture, but here are some other options that are thriving in:

  • Technology & Startups – Ghana’s tech industry is growing, making it ideal for entrepreneurs.
  • Real Estate – Many African Diaspora members invest in Ghana’s real estate market.
  • Tourism & Hospitality – With Ghana’s appeal as a travel destination, this industry is booming.
 

If you plan to start a business, it is a great option but there are steps you will have to follow. You will have to register your business, pay your taxes and fulfill other necessary requirements. Registering a business is relatively straightforward, and many returnees have found success in sectors like fashion, food, and education.

Healthcare in Ghana

Health care will also be a major concern when moving to Ghana. You will have to do some research on health care options and opportunities for diasporans in the healthcare industry in Ghana. The good news is that Ghana has many option when it comes to healthcare, and offers some of the best services in Africa (and the world.) You will find some of the best health care facilities in the country in the city of Accra.

Healthcare in Ghana is a mix of public and private facilities. While public hospitals are affordable, they can sometimes be overcrowded. Many expats and returnees prefer private hospitals, which offer better services but at a higher cost. Health insurance is available, and it’s recommended to have one, especially if you require specialized care.

Education: Schools for Expatriates

Education in Ghana

If you’re moving with children, you’ll need to explore Ghana’s education system. When raising children in Ghana, choosing the right school is a key consideration. While public schools are an option, many expatriates prefer international schools that offer high-quality education with British or American curricula. Though Ghana’s local curriculum may offer long term benefits for your child’s education and cultural integration.

Some of the top schools include:

Lincoln Community School (Accra)
Ghana International School (Accra)
SOS-Hermann Gmeiner International College (Tema)

Adapting to Ghanaian Culture While Living in Ghana

One of the amazing things about Ghana is its amazing culture. You can immerse yourself in warm life and friendly hospitality, while enjoying the African sunshine that draws a lot of people to Ghana. Amidst this rich culture, there are things newcomers need to know to adhere to cultural norms and show respect. Some of the most important things to know are:

Ghana has a rich culture that newcomers will love, but there are some important things to know:

  • Greetings Matter – Always greet people politely before starting a conversation.
  • Respect for Elders – This is deeply rooted in Ghanaian society.
  • Food Culture – Try local dishes like jollof rice, waakye, and fufu.
  • Music & Dance – Ghana’s music scene, including Afrobeats and Highlife, is world-famous.

Safety and Security

As you plan your move to beautiful Ghana, it is comforting to know that Ghana is among the safest countries in West Africa. It has one of the lowest crime rates and you can usually get by in most places without watching your back. Amidst this, no place is perfect and you still have to consider your safety and that of your family. Some of the common safety tips that can be helpful are:

 

  • Be mindful of your belongings in crowded areas.
  • Avoid walking alone late at night.
  • Use trusted transport services like Bolt or Uber.
  • Stay informed about local areas and neighborhoods.

Building a Community: Connecting with the African Diaspora

As you settle in Ghana, you will have to build a healthy community around you. This will help you to transition well. This will be easy if you are willing to do it. Fortunately, there are many African Diaspora support networks in Ghana that can help you settle well. Some of these groups include:

  • Year of Return & Beyond the Return Initiatives
  • Expats in Ghana Facebook Groups
  • Local Meetups & Networking Events

Final Thoughts: Is Ghana Right for You?

Living in Ghana offers a unique and fulfilling experience, especially for those seeking a deeper connection to Africa. While it comes with challenges, such as adjusting to a new culture and navigating bureaucratic processes, the rewards can be immense. Whether you’re looking for new opportunities, a vibrant culture, or a sense of home, Ghana welcomes you with open arms.

If you’re serious about making the move, start with a visit to Ghana, connect with locals, and plan your transition carefully. With the right preparation, Ghana can become the home you’ve always dreamed of.

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