Ghana is one of the most affordable places you’ll ever visit, yet you will still have to pay attention to your budget. Budgeting is often one of the most important aspects of any trip. Visiting Ghana on a budget requires both planning and knowledge in order to keep your spending intact. It helps you stretch limited resources while not compromising on enjoying this beautiful land we all love.
The good news is that Ghana is a destination filled with wonderful experiences that won’t break the bank. If you plan wisely and do the relevant research, you can experience the time of your life for much less. It doesn’t matter the plans you have, there are budget friendly ways to explore Ghana.
Whether it’s exploring historic sites, savoring local cuisine, or relaxing on serene beaches, there are countless ways to make your trip both enjoyable and budget friendly.
Here are 10 tips to help you travel Ghana on a budget and make the most of your adventure.
1. Plan Your Trip During Off-Peak Seasons
2. Choose Budget Accommodations While Travelling Ghana on a Budget
The beauty of Ghana as a travel destination is that there is a variety of affordable accommodations to choose from. Start planning your trip early and shop around for the best deal possible. You can get an Airbnb for as low as $25 CAD per night.
Some other options that might be just as affordable include guesthouses and hostels. Hotels will give you the worst deals but may be the most attractive. Yet, visiting Ghana on a budget requires some give and take.
Consider these options:
- Hostels and Dormitories: These are perfect for backpackers and solo travelers.
- Airbnb Rentals: These are cost-effective choices for groups or extended stays.
- Guesthouses: Often offer a homely atmosphere and authentic Ghanaian hospitality.
Use booking platforms like Booking.com or local websites to compare prices and secure the best deals for your stay.
3. Eat Like a Local

One of the best ways to experience Ghana is through its cuisine, and eating like a local can also save you money. Street food and local joints offer affordable and delicious options, such as:
Jollof rice with fried chicken
Waakye (rice and beans) served with fried plantains and shito sauce
Banku and tilapia
Kelewele (spiced fried plantains)
Street vendors and chop bars (local eateries) are budget-friendly alternatives to upscale restaurants.
4. Travelling Ghana on a Budget Requires Public Transportation
One thing is for sure, and it’s that transportation costs can add up real quickly. You can use public transport to keep this important cost down. Or even do a mix of public and private to get the best of both worlds.
Ghana offers a range of transportation options, from budget-friendly public systems to more comfortable but pricier alternatives. During my trip, I balanced public transport with occasional splurges on more convenient options.
Here are some cost-saving transportation options to consider:
- Trotros: Shared minibuses that are the cheapest way to travel within and between cities.
- Shared Taxis: A step up from trotros, shared taxis cost slightly more but are faster.
- STC and VIP Buses: Affordable and comfortable for long-distance travel between major cities.
While ride-hailing apps like Bolt and Yango are convenient, they are more expensive than public options.
5. Prioritize Free and Low-Cost Attractions

The beautiful thing about many of Ghana’s attractions is that they are either free or charge a minimal entry fee.
Here are some budget-friendly activities:
Beaches: Enjoy the golden sands of Labadi Beach, Kokrobite Beach, or Busua Beach.
Markets: Explore vibrant local markets like Makola Market in Accra or Kejetia Market in Kumasi.
Historical Sites: Visit the Cape Coast Castle and Elmina Castle for an affordable glimpse into Ghana’s history.
Nature Spots: Hike at Shai Hills Resource Reserve or explore the Aburi Botanical Gardens.
6. Travel Light and Smart
You can avoid extra costs by packing smartly. Travel with essentials like a reusable water bottle, comfortable walking shoes, and lightweight clothing suitable for Ghana’s climate. Also, bring any medications or toiletries you might need to avoid purchasing them at higher costs locally.
7. Negotiate Prices is Key to Explore Ghana on a Budget
As a Jamaican, I know that negotiating prices is essential when shopping in Jamaica. Ghana is no different. Vendors often hike prices when they know you’re a visitor, so sharpening your negotiation skills before your trip can save you a lot.
Haggling is a common practice in Ghana, especially in markets and for services like taxis. A friendly but firm approach can help you secure better deals on souvenirs, transportation, and even accommodations. While travelling Ghana on a budget, polite negotiation isn’t just about saving money—it’s also a fun way to engage with locals and embrace the culture.
8. Leverage Local Knowledge
During my visit, I had the privilege of spending time with many locals who shared a list of dos and don’ts that helped me plan my budget wisely. This helped me to explore Ghana on a budget while making the most of my trip.
If you don’t already have a local Ghanaian circle, get one. Better yet, try to connect with locals during your trip. Ghanaians are very warm and friendly when it comes to hospitality. They will be eager to share tips on hidden gems, affordable dining, budget-friendly accommodations, and must-visit spots. Their insights can truly elevate your experience while helping you save.
9. Joining Group Tours Can Help You Travel Ghana on a Budget
As I like to say, “Group tours will make you do more.” Joining group tours can be a cost-effective way to explore major attractions for much less. When you travel in groups, you’ll get the best possible deals as opposed to travelling alone. They are also great opportunities to meet fellow travelers and share experiences.
10. Stay Connected
It took me a while to find out the best deals when it comes to telephone and internet service. Thankfully, I had a friend who told me the best way to go. You’ll need internet and local phone service to enhance the experience of your stay. I got a really good deal from MTN (90 GB for 300 Cedis.) but there might be more options.
Local SIM cards and affordable data plans from providers ensure you stay connected while travelling Ghana on a budget. You can also use free Wifi in cafes and accommodations whenever possible to save even on data costs.
Final Thoughts
With careful planning and proper research, you can explore Ghana on a budget while still enjoying the best experiences. Traveling Ghana on a budget is very possible and incredibly rewarding.
To make the most of your trip without overspending, you’ll need to embrace the local way of life and immerse yourself in the culture. So now it’s time to pack your bags. Follow these tips, and embark on an unforgettable adventure that’s kind to both your wallet and your spirit. Zeen.